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Am I eligible for a
$0 down payment VA loan?

Your service, past usage, and other factors can impact your eligibility.
We'll help you sort it out.

Who is eligible for a VA Home Loan?

Your service may have earned you home loan benefits. Let us help you understand VA requirements for eligibility.

Get a certificate of eligibility

You'll need this document for your VA loan. With your COE, income and credit, we can calculate your personal loan limit and more.

Is your future home eligible?

Will the home you want meet VA standards? Learn about VA Minimum Property Requirements (MPRs).

Service Requirements Simplified
Service Requirements Simplified
For most military members, VA eligibility relates to duration of service. For more detailed information, click the video link on the left.

2 Years in regular military

6 Years in Reserves/National Guard

90 days in active duty under U.S. Code Title 10 (wartime)

181 days in active duty under U.S. Code Title 10 (peacetime)

Three ways to obtain your
Certificate of Eligibility

Your VA mortgage application will require a Certificate of Eligibility (COE). The document can be obtained in three different ways.

Request by
Phone
Those who are actively serving or have a DD-214
FASTEST
processing
1-on-1
assistance
Request
Online
Separated service members who do not have their DD-214
Moderate
processing
Self
Service
Request by
Mail
Surviving spouses of service members
Slowest
processing
Self
Service

Get a quote

Whether you're ready to apply now, or simply looking to explore your options, this is the easiest way to get started. Our experienced lending professionals stand ready to listen and respond, with no obligation.

Call us at 800-217-1596
or submit the simple form below.

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