If homeownership is on your mind we can help you explore your options. Whether it is your first home, last home, or somewhere in between, our experienced loan team is here to walk you through the process. A large variety of loan programs and terms will help ensure that your mortgage is the right fit.
CONVENTIONAL LOANS
A mortgage that is not backed or insured by a government agency like the Federal Housing Administration (FHA), the United States Department of Agriculture (USDA), or the Department of Veterans Affairs (VA) is known as a conventional loan. Usually, the rate is fixed for the duration of the loan.
FHA LOANS
The Federal Housing Administration program, administered by the Department of Housing and Urban Development (HUD), provides special mortgage insurances – upfront and monthly. Generally, FHA loans provide low down payments and competitive interest rates.
ZERO-DOWN-PAYMENT LOANS
No-down-payment options do exist for eligible borrowers. For instance, Veterans may be eligible for VA loans. And, borrowers looking to purchase in certain rural areas may benefit from a low-or-no-down-payment USDA mortgage.
JUMBO LOANS
When a mortgage amount exceeds the conforming loan limit in your county, it’s considered a jumbo loan. Jumbos can be fixed rate or adjustable (ARMs).
Your financing needs are specific to you. That’s where the attention and expertise of a seasoned loan team can help. Just ask, and we’ll help you select a program that’s best for you. Get started by filling out the form above. We’ll be in touch to walk you through it from there.