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Am I Eligible for a
100% VA Refinance Loan?

Your service, past usage and even your home can factor in. We’ll help you sort it out.

Your service to country

We thank you! Your service may have earned you home loan benefits. Let’s find out.

Get a certificate of
eligibility

You’ll need a new COE for all VA refinances (except Streamlines). With your COE, income and credit, we can calculate your personal loan limit and more.

Is your future home eligible?

In many cases, a VA appraisal will be needed. Your home’s current value and condition are factors for certain VA refinance loans.

Service Requirements Simplified
Service Requirements Simplified
For most military members, VA eligibility relates to duration of service. For more detailed information, Click the video link on the left.

2 Years in Regular Military

6 Years in Reserves/National Guard

90 days in Active Duty under Title 10 (wartime)

181 days in Active Duty under Title 10 (peacetime)

Three ways to obtain your
Certificate of Eligibility

Your VA purchase application will require a Certificate of Eligibility (COE). A COE can be obtained in three ways, depending on what you prefer.

Request by
Phone
Those who are actively serving or have a DD-214
FASTEST
processing
1-on-1
assistance
Request
Online
Separated service members who do not have their DD-214
Moderate
processing
Self
Service
Request by
Mail
Surviving spouses of service members
Slowest
processing
Self
Service

3

Get a quote

Whether you're ready to apply now, or simply looking to explore your options, this is the easiest way to get started. Our experienced lending professionals stand ready to listen and respond, with no obligation.

Call us at 800-217-1596
or submit the simple form below.

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