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From the first step to the front step,
we're with you

No lender understands Veterans—and VA loans—like we do.

Personal attention

You have goals. And your time is valuable. It's our job to listen, to understand your unique situation, and make it as easy as possible for you on your path to buying your perfect home.

Expertise in VA loans

Getting Veterans into homes is what we do. Three decades of experience allow us to know the ins and outs of the VA loan program, and other loans available to military families.

It's about the Veteran

Knowing our customer is central to our mission. Our Veteran-centric training program helps employees in every role understand the sacrifices and unique needs of our country's service members.

Our goal is to make your homebuying experience easier. Here's what we offer:
Our goal is to make your homebuying experience easier. Here's what we offer:

  1. Three decades of experience with the VA mortgage program

  2. A long track record of putting our customers into quality loans

  3. Cutting-edge tools and processes that make getting a loan easier for you

  4. Knowledge that often results in a "yes" when other lenders say "you can't"

  5. Passion for understanding and serving the needs of Veterans and their families

Through war and peace, historic highs and lows...we've been here
Through war and peace, historic highs and lows...we've been here

Today, Veterans First is a mortgage leader shaped by the humble heroes we serve. How did we get here?

In 1985, our company leaders originated their first VA loans. As the years passed, we served more and more military borrowers, and emerged an authority on VA lending. Quality lending practices, and doing right by borrowers, are priorities that have kept us thriving over the years, as many other lenders have failed.

The customers who rely on us get the advantage of our three decades of experience helping Veterans take advantage of their VA loan benefits. The people you trust to help you with your loan—it does make a difference.

Rickey Kirby

VA Loan Officer NMLS # 917823


"My Russian was a lot better back then," laughs Rickey Kirby, Veterans First loan specialist and 23-year US Army Veteran. That’s Rickey holding his 1981 photo from Basic Training. He went on to specialize in various intelligence disciplines including Russian translator/analyst during the end of the Cold War era.

Rickey says of his position as a VA Senior Loan Officer, "I have the best job in the world. I get to use my military background and my mortgage experience to put my fellow Veterans at ease about getting a loan."

Rickey shares a special camaraderie with his military customers. He often finds himself talking about more than just VA loans. Rickey says, "I have to admit, sometimes my initial conversations with my military customers are a bit longer because we end up taking a walk down memory lane together."

Our Social Family
Our Social Family

Our Facebook family is over 700,000 strong and growing. Join our community and even post your own questions about home loan benefits.

At Veterans First, we understand that trust is earned
At Veterans First, we understand that trust is earned
Track records matter. We're humbled by the trust our customers put in us, and appreciate the way they have honored us with positive ratings and favorable reviews. We welcome the opportunity to earn your trust, too.

Get a quote

Whether you're ready to apply now, or simply looking to explore your options, this is the easiest way to get started. Our experienced lending professionals stand ready to listen and respond, with no obligation.

Call us at 800-217-1596
or submit the simple form below.

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