How do I know if FHA or conventional is right for me?
Your unique circumstances will determine which loan program is right for you. If you’ve earned home loan benefits through military service, and you have enough entitlement to back the loan amount you’re looking for, we almost always recommend the VA route. However, there are definitely some reasons for going with FHA or conventional loans.
Choosing your loan isn’t the kind of thing we’d expect you to do on your own. Your personal loan officer can help you crunch the numbers and figure out which program is most cost effective for you.